FW: The WeeklyClick for Moms: Saving Now For Your Child’s Future

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The WeeklyClick

January 10, 2008
 Hello Moms!

Hello Moms!Happy New Year! 2008 is here, and it’s a new opportunity to get things done.

College is not always top of mind for most new parents.  We’re really just trying to make it through the first year or so, figuring out how to take care of all the current needs of the newest family member. As moms, we’ve got the biggest role to play, but it’s important to think ahead!

Whether starting a College Savings Account for your child was part of your new year’s resolutions or not, it’s always a good idea to start planning – thinking about where those funds will come from in the future. 

In this week’s newsletter, we’ve included some relevant information to help all parents start saving for their kids now!

And don’t forget about our photo contest:

Gymboree logoWe’re giving away $25 Gift Certificates to Gymboree. 
Each week, four lucky winners will be selected at random. In order to participate for your chance to win, please visit the Food for Tots Group on MothersClick and post your questions, suggestions, helpful ideas or kid photos. Active participation makes you eligible to win, as usernames will be collected and drawn from the group.  (Registration required. However, the group is public, so as an exsiting member you only have to click “Subscribe” and you’ll be automatically authorized to post. Expires: Feb. 7, 2008)


Photo of the Week


This Week’s Winner
:
andra_katPretty In Pink
by nursinggeek

Submit your favorite photos to our online gallery and you could see your precious little one featured in our next newsletter, along with winning a fun prize!

Click here to submit your photos.
Click
here to view all photos and vote for favorites!



Proud Sponsor:



Starting to Save Now for Your Child’s Education

baby graduationCollege is an investment for a lifetime – the gift of a college education can open the door to a world of opportunity for your child. Saving, even a little at a time, can make a big difference down the road. With the cost of a college education continuing to increase, the key is to start saving early and regularly.

So, why start now?

Rising cost of education
According to the College Board, the average cost for tuition and fees at four-year public institutions has increased nearly 51% over the last 10 years (after adjusting for inflation), and these costs will almost certainly continue to rise. Saving for college can help with the increasing cost of a college education and help you be financially prepared when your children are ready for college.

Saving even a little can go a long way
Like any other major investment, the key to saving for college is to start early and save regularly. By saving a set amount at set times, your money can grow as your child does. And before you know it, you’ll be just as ready for college as they are.
Set your college savings goals realistically. You may not be able to save enough for all four years of tuition, room and board, and other expenses – but you could save enough to give your child the right start.
Remember – no matter how much you save, even a little can make a difference.  A family that begins setting aside $50 a month when their child is born can accrue over $21,000, in an account that earns 7% interest per year, by the time the child turns 18.

One of the best ways to start saving now, is by starting a 529 plan for your child.

What is a 529?
A 529 plan is a tax-advantaged investment plan designed to encourage saving for the future higher education expenses of a designated beneficiary (typically one’s child or grandchild). The plans are named after Section 529 of the Internal Revenue Code and are administered by state agencies and organizations.

529 Plan Advantages
529 plans are designed to encourage early and consistent savings by offering an easy, affordable and convenient way for families to save for college. While the tax advantages are one of the primary benefits, states also offer a variety of features and benefits to help families reach their college savings goals.

    * All money grows federal and state income-tax free
    * All withdrawals used for qualified higher education expenses are exempt from federal income tax
    * chart: 529 versus taxable account Many states also exempt withdrawals from state income-tax for qualified higher education expenses
    * The account holder retains control of the assets within the program regardless of beneficiary’s age
    * Most plans have very low minimum monthly contribution limits making them attractive to families regardless of income level. Some states have minimum limits as low as $15.

Find out more about how you can start saving now
from
College Savings.org


In the News
curvy women“Curvier” Women Smarter?

Can this really be true? According to a new study reported on CNN.com (check out the video), women who are considered “curvy” (for this report, it means that your hips are wider than your waist) are actually smarter! How can this be? Researchers have found that the fat stored in hips and thighs is very high in Omega 3 fatty acids and this type of fat is much more important in brain development than other fat stored above the waist.

Just because you may not have the same figure as the women studied, you can still reap the benefits by supplementing your diet with foods high in these same fats, such as fish.


Mommy Pick of the Week

Tired of matching all of those tiny socks?  Our good friend Christine at BostonMamas has a great solution!


Sort Free Socks

socksIf you’re looking to beat the winter blues and simplify your laundry and morning routine, consider Little Miss Matched‘s super cool sock spin-o-rama. Available for toddlers, kids, and adults, these 9-sock sets are color coordinated but intentionally mismatched in pattern. The bright and cheery palette can’t help but lift the spirits, and logistically these sets are a dream for mamas like myself who opt for extra sleep over properly folding and sorting laundry. Plus, it’ll be okay to hit the snooze button one more time in the morning because you’ll be able to draw a perfectly coordinating pair instantly, even with your eyes still closed.

                                                                      Read More…


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Join the Community!

andra_katIf you are not a member of the MothersClick community yet, please join us! And tell all your mommy friends. MothersClick is the place for all moms to learn from each other and share knowledge – something that we like to call “mommy wisdom”. We also provide the free tools to help you organize and better manage your activities and communications with other moms online.

Please help us spread the word! 

We are constantly striving to bring new and exciting features to the site for the benefit of our members. We want MothersClick to be the greatest network and parenting resource for moms online – and we can’t do it without you!

As we grow our community and work to improve the site, we encourage and welcome your feedback. Please email us your questions and suggestions: info@mothersclick.com

Sincerely,

The MothersClick Team

MothersClick.com
email: info@mothersclick.com
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In This Issue
Photo of the Week
Saving Now For Your Child’s Education
In the News: “Curvier Women Smarter?”
Mommy Pick of the Week
Resources
Share The Knowledge
Question of the Week
Quick Links



Share the Knowledge
Recent Questions & Answers:

Teething- Bottles, Sippy Cups

Three Month Old (feeding) Schedule?

How Do You Handle 7th Grade Girl Drama?

Dog and New Born Child

Working Moms, Help!

Visit Mom Blog Network


Question of the Week:
baby rolling over 
Late Roller

I know they say every baby is different… but… my 5 month old hardly rolls. She has gone from her belly to her back a handful of times… but usually just gets upset on her belly and cries with her head on the ground Surprised smiley She will turn to her side occasionally on her back… I just feel like she should be doing more… how did you encourage your kids to get moving?!


andra_kat
100% of proceeds donated to Boys & Girls Clubs of America

Featured Group
Food for Tots: First Finger Foods, Feeding Toddlers
Sponsored by
Cheerios

At first your precious little baby would eat just about everything, now they’ve turned into the most pickiest kid around. So, how to ensure your toddler stays on a balanced diet?

 
Join moms just like you who want to share what they are feeding their toddlers. A place to ask questions and find answers. Offer your tips and ideas.
 
While you’re there, enter your favorite photo for a chance to win a $25 Gymboree gift card!
 

Read more…


Teenage Mutant Ninja Turtles
Giveaway!!
andra_kat


Cowabunga!

MothersClick is giving you the chance to win a copy of the Teenage Mutant Ninja Turtles Video Game for the Xbox 360 Platform.

The Teenage Mutant Ninja Turtles are always in action  – Watch episodes.  Play Games.  Get Downloads.

Check out new TMNT episodes only at 4Kids TV Saturday mornings on most FOX affiliates!

Five lucky moms will win their very own copy of the TMNT Xbox game.

To enter this giveaway, please email your name and mailing address to contest@mothersclick.com.

Hollywood Highlight
via Celebrity Baby Blog
 

 

       andra_kat

Nicole Kidman expecting a baby with Keith Urban

Nicole Kidman’s rep has confirmed that she and Keith Urban, both 40, are expecting a baby. Rumors grew louder today when the actress dropped out of a scheduled film role, but sources say Nicole wished to keep the pregnancy quiet due to prior miscarriages and an ectopic pregnancy. The publicist said,

Nicole Kidman and Keith Urban confirmed today that they are expecting a baby. The couple are thrilled!

Read more…

CBB


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